I bought 3 houses in HCMC in 15 years by planning my spending wisely

Housing prices in Ho Chi Minh City have never dropped in the past 15 years, yet I managed to buy three homes—here's how.

I always keep savings worth 6 months of expenses

I always tell young people to manage their income in four stages. I constantly stress the importance of personal finance, but many don't listen or don't have the patience to follow my advice.

My Australian friend paid $47 for a pair of shoes at Ben Thanh Market that I got for $13

An acquaintance of mine from Australia once excitedly bragged about buying a pair of branded shoes for VND1.2 million (US$47) after bargaining at Ben Thanh Market in Ho Chi Minh City.
 
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