Bankrupt at 26, I spent nearly 30 years working to buy a home

When I was 21, I managed to buy a house and some land in a small town in the north thanks to hard work and a bit of luck.

While my peers were still studying, I started selling tea and bananas to train passengers. Then, I shifted to procuring clothes to sell in the mountainous provinces and buying corn to sell in the plains. The profits were not large, but I was able to save enough to purchase an apartment and a small plot of land.

Life seemed to be going smoothly until it suddenly took a turn for the worse. I was left with nothing but a bicycle and a few sets of clothes. I had to start from scratch, taking on the toughest jobs just to get by.

I focused on finding work that matched my skills, worked diligently to improve my income, and saved as much as possible. After 28 years of hard work, my family now owns a modest house and some land. These properties are the result of a joint effort by my spouse and me, and we plan to pass them down to our children.

I recently purchased a 44-square-meter plot of land with a facade and I am holding onto it for my children. Additionally, I acquired another 200 square meters of land in a more remote area.

My advice is to keep striving, practice saving, avoid squandering money on trivial matters or bad habits, and not give up, even if you start with limited resources. If you have not achieved big goals yet, begin with smaller ones. As life becomes more stable, you will find peace of mind and eventually have a home to call your own.

*This opinion was translated into English with the assistance of AI. Readers’ views are personal and do not necessarily match VnExpress’ viewpoints.