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Its income grew by over 35 percent to VND37.1 trillion.
Net interest margin, the difference between its interest on loans and deposits, increased by 0.7 percentage points to 4.9 percent.
Bancassurance income from its partnership with insurance company Manulife was up 88 percent at VND1.6 trillion.
The lender said operating costs were up nearly 25 percent to VND11.2 trillion, and non-performing loans increased by 0.2 percentage points to 0.7 percent, in line with the trend in the industry.
Restructuring loans owed by customers affected by Covid-19 cost VND1.9 trillion or 0.5 percent of total loans.
The bank had a capital adequacy ratio of 15 percent as against a minimum requirement of 8 percent stipulated under the second Basel accords (Basel II).
