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personal finance
Renting should be more common as $240,000 apartments are too costly
People should change their mindset and stop viewing a home as their biggest goal, especially as apartments can easily cost VND6 billion (US$239,200) these days.
Wife pressures me to sell $83,000 land plot to build house, pay debt
My elderly aunt spent her children’s money on 2,700 lottery tickets
I, at 33, have never had more than $2,000 in my bank account
I make good money but have been unable to save even VND50 million (US$1,970) despite not spending much on myself.
January 8, 2025 | 08:09 pm PT
My friend can’t decide whether to invest $146,000 in career or homebuying
Taking out a loan to buy a home means you will have no funds left for career development, but investing in your career does not guarantee home ownership.
December 16, 2024 | 05:53 pm PT
I struggle to collect my money after lending over $400 twice to friend
I let my close friend borrow US$400 (VND10 million) each time on two separate occasions, but was met with contempt when I asked for it back.
December 2, 2024 | 04:00 pm PT
I rent a new apartment each year though I can afford a house
Many Vietnamese people cling to the belief that one must buy a house and settle down, which prompts them to endure hardship to achieve homeownership.
November 6, 2024 | 06:46 pm PT
Who would spend $140,000 studying abroad to earn $600 monthly back home?
Having spent VND3.5 billion (US$138,000) to study abroad, who would return home to work for VND15 million ($590) per month?
November 2, 2024 | 05:12 am PT
My close friend regrets buying a car while still renting
A close friend of mine prioritized purchasing a car over a home while living in a rented apartment, only to regret it later when she had to move constantly.
October 31, 2024 | 03:10 pm PT
Quiz: Where do millionaires invest their money?
Millionaires and high-net-worth individuals also invest in popular asset classes that any investor can access, according to personal finance content platform SmartAsset.
October 22, 2024 | 02:55 pm PT
I lost a close friend after lending him $81 for cosmetic surgery
I let my friend borrowed VND2 million (US$81) for cosmetic surgery two decades ago when my salary was only VND1.8 million a month. He has not contacted me since.
September 25, 2024 | 06:58 pm PT
I feel trapped by my $800 monthly salary
I make VND20 million (US$800) a month but feel trapped because I cannot buy a house on that salary yet I am hesitant to switch jobs.
August 19, 2024 | 03:04 pm PT
We fail to lure our son abroad home even with a $300K inheritance
We begged him to return and even offered him the chance to inherit our properties but he only told us to keep them for ourselves.
August 3, 2024 | 03:38 pm PT
My friend feels uncomfortable when I ask for $400 he borrowed 5 years ago
“That is a small amount of money. I will repay you when I can,” my best friend told me when I insisted on collecting his five-year-old VND10 million (US$397) debt.
August 2, 2024 | 11:22 pm PT
Get-rich course provider faces huge losses as few enroll
What can attendees get in return if they fail to get rich after taking several courses?
July 31, 2024 | 06:34 pm PT
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