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question from reader
Should I invest $400,000 in properties to earn rental income?
I plan to sell some of my land and, with a budget of VND10 billion (US$405,679), switch to an apartment unit to diversify my portfolio and make a passive income.
If I get a mortgage, should I buy a house in Mekong Delta or Ho Chi Minh City?
Should I sell my Hanoi apartment to buy land in rural districts?
Should I sell my house to buy an apartment?
Switching to an apartment might temporarily improve living conditions, but it will not maintain its value in the long term as houses do, the expert said.
February 14, 2024 | 03:00 pm PT
Which rental property to invest in with $410,000?
The profit rate for a guesthouse or rental house can be higher than a townhouse or shophouse, but it requires more time and effort in management, the expert says.
January 15, 2024 | 06:08 pm PT
Should I buy land with my $24,000 or put it into savings?
Neither short-term land investment nor saving in a bank will significantly improve your home-buying fund, the expert says.
January 10, 2024 | 09:35 pm PT
Apartment or independent house for three-generation family?
Three generations living in one apartment might feel cramped but it makes childcare and elderly healthcare more convenient and you will have access to more amenities, the expert says.
January 6, 2024 | 06:28 pm PT
Should I borrow $41,000 to buy a second house?
With good finances, borrowing to own a residence that offers a higher quality of life is a sound decision, the expert advises.
January 5, 2024 | 04:00 pm PT
What real estate asset should I invest in with $82,000?
According to the expert, with a budget of VND2 billion and no additional loans, you can choose to invest in land plots and apartment units on the outskirts of cities.
January 4, 2024 | 09:31 pm PT
How to get a home mortgage as a freelancer?
The expert mentions several ways to prove income as a freelancer, such as savings accounts, real estate assets, cars, business financial reports or life insurance contracts.
January 3, 2024 | 03:00 pm PT
Is investing in voluntary retirement funds at 30 too early?
Retirement investment should start early but should not be rushed as it is important to clearly determine the timing and goals before investing, said an expert.
January 2, 2024 | 04:07 pm PT
Should I wait until I have a large savings account before investing?
The expert stresses the importance of investing early as the financial market does not require a large amount of starting capital, but rather skills and experience.
January 1, 2024 | 03:00 pm PT
What should I invest in if I already have two apartments?
The expert advises that having an asset portfolio mostly consisting of the two apartments is imbalanced. It is recommended to consider diversifying into land and stocks.
December 29, 2023 | 03:26 pm PT
For long-term investment, should I trade stocks or buy fund certificates?
Each type of investment has its advantages and disadvantages, with trading stocks directly being suitable for those who have the time to research and observe the market, said an expert.
December 28, 2023 | 03:00 pm PT