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interest rates
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PM asks central bank to keep interests low and financial access easier
Prime Minister Pham Minh Chinh has tasked the State Bank of Vietnam (SBV) to keep interest rates low and financial access easier for businesses, according to a new directive on Wednesday.
Most banks push deposit interest rates to below 5%
Only a few banks now offer more than 5% per year for deposits of 12 months or less, with the highest rate at 5.7%.
Real estate developers criticized for overdependence on bank loans
Property developers fund their projects unsustainably, with more than 80% of their money coming from short-term bank loans and bonds, according to experts.
February 13, 2024 | 06:00 am PT
Deposit interest rates continue to drop
Over 20 banks have cut their deposit interest rates, with rates for 1-month deposits now as low as 1.7% per year.
January 19, 2024 | 04:53 pm PT
Higher interest expenses, lending difficulties drag down banks’ income
Interest expenses skyrocketed for banks in the second quarter as rates soared, while lending difficulties slowed down interest income growth.
August 6, 2023 | 12:00 am PT
Bank deposit interest rates remain in free fall
Banks continued to cut deposit interest rates in July, capping them at 7.8%.
July 25, 2023 | 11:10 pm PT
Banks continue to slash deposit interest rates
Only two banks now offer 8% interest on deposits compared to more than 10 even a month ago.
June 27, 2023 | 06:47 pm PT
Vietnam cuts interest rates again to spur growth
Vietnam’s central bank said on Friday it was cutting its key interest rates by 50 basis points, its fourth policy rates adjustment this year, to support slowing economic growth amid global uncertainties.
June 15, 2023 | 10:46 pm PT
Individual deposits at banks surge to the highest in over decade
People made total deposits of VND415 trillion (US$17.58 billion) at banks in Q1, the biggest amount in more than 10 years, according to the State Bank of Vietnam.
June 14, 2023 | 04:58 pm PT
More banks cut loan interest rates
Some smaller banks have followed the lead of the big state-run and private banks and reduced lending interest rates by 0.5-1 percentage points for existing loans.
June 14, 2023 | 12:31 am PT
Inflation, bad debt keep interests rates high: SBV
Inflationary pressure and banks’ concerns about rising bad debt have kept loan interest rates high, the State Bank of Vietnam (SBV) has said.
May 17, 2023 | 03:55 am PT
Banks not passing on full interest rate cuts to borrowers
Bank borrowers are complaining that they still have to pay high interests despite banks cutting rates, with reductions only being applied to new loans.
May 12, 2023 | 01:52 am PT
SBV tells banks to further cut lending interest rates
The State Bank of Vietnam is urging banks to further reduce loan interest rates in the coming months, said its deputy governors Dao Minh Tu.
May 5, 2023 | 05:54 pm PT
PM tells banks to lower interest rates
Prime Minister Pham Minh Chinh has called on public banks to reduce deposit and lending interest rates to enhance businesses’ access to credit.
April 28, 2023 | 03:38 pm PT
Property sector faces low sales amid high interest
Sales are down at real estate companies in the South as potential homebuyers can’t afford current lending interest rates of around 13-14%.
April 11, 2023 | 08:20 pm PT
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