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Vietnam urged caution on credit for property market

Vietnam urged caution on credit for property market

HSBC has advised Vietnam to be cautious about provision of credits for its property market, considering it fraught with risk.
Central bank advocates caution in lending against real estate

Central bank advocates caution in lending against real estate

The State Bank of Vietnam has instructed banks to be cautious about lending against securities and to the property sector in areas where speculation has driven up prices.
May 10, 2021 | 07:10 pm PT
State-owned banks lag behind in lending growth

State-owned banks lag behind in lending growth

State-owned lenders have been achieving slower credit growth than the industry average for the last five years while private banks are on the fast lane.
February 28, 2021 | 04:38 pm PT
Pawn shop chains raise big bucks to expand

Pawn shop chains raise big bucks to expand

Vietnamese pawn shop chains have been attracting increasing investment for several years now as large demand for quick loans prompt their expansion.
February 26, 2021 | 11:00 pm PT
Banks out of loop, government fund to lend directly to startups

Banks out of loop, government fund to lend directly to startups

Startups could soon borrow at low interest rates directly from a government fund to promote entrepreneurship even as bank credit remains hard to get.
January 15, 2021 | 05:30 am PT
BIDV profits down 16 pct

BIDV profits down 16 pct

The consolidated profit of BIDV, Vietnam’s largest state-owned lender by assets, declined by 16 percent in 2020 to VND9 trillion ($390 million), despite a year-end surge in lending.
January 8, 2021 | 06:00 pm PT
Housing loans dominate Vietnam real estate credit

Housing loans dominate Vietnam real estate credit

It is a positive sign that housing loans have dominated real estate credit, but bad debt could rise, too, experts caution.
December 9, 2020 | 04:48 pm PT
Chinese loan sharks infest Vietnam credit waters

Chinese loan sharks infest Vietnam credit waters

Vietnamese police are investigating a rising number of foreign loan sharks, mostly Chinese, targeting low-income workers in urgent need of money.
June 9, 2020 | 05:07 pm PT
2020 to be challenging for Vietnam real estate market, warn experts

2020 to be challenging for Vietnam real estate market, warn experts

Frauds, low liquidity and tightening credit will be some of the major challenges facing the Vietnamese property sector in 2020.
December 31, 2019 | 10:45 pm PT
‘Big 4’ banks low on capital, could stop lending

‘Big 4’ banks low on capital, could stop lending

Vietnam’s four major state-owned banks might have to stop lending due to their low capital adequacy ratios, a central bank official has warned.
December 2, 2019 | 09:01 pm PT
Central bank continues to tighten screws on property companies

Central bank continues to tighten screws on property companies

Vietnam’s central bank plans to gradually reduce the rate of short-term deposits used for medium- and long-term loans, which go mostly to property companies.
November 24, 2019 | 10:48 pm PT
Vietnam central bank clamps down on foreign currency borrowing for imports

Vietnam central bank clamps down on foreign currency borrowing for imports

In a bid to limit dollarization, the State Bank of Vietnam has banned medium and long-term lending in foreign currency to pay for imports.
September 30, 2019 | 05:21 am PT
Vietnam cashless transactions among lowest in ASEAN

Vietnam cashless transactions among lowest in ASEAN

Cash transactions remain highly popular in Vietnam compared to other ASEAN countries as it has low banking penetration.
May 12, 2019 | 08:50 pm PT
Three banks report plunge in profits

Three banks report plunge in profits

While profit across the banking sector grew by an estimated 40 percent last year, VietinBank, LienVietPostBank and SaigonBank have reported steep declines. 
January 25, 2019 | 05:08 am PT
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