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Pawn shop chains raise big bucks to expand

Pawn shop chains raise big bucks to expand

Vietnamese pawn shop chains have been attracting increasing investment for several years now as large demand for quick loans prompt their expansion.
Banks out of loop, government fund to lend directly to startups

Banks out of loop, government fund to lend directly to startups

Startups could soon borrow at low interest rates directly from a government fund to promote entrepreneurship even as bank credit remains hard to get.
January 15, 2021 | 08:30 pm GMT+7
BIDV profits down 16 pct

BIDV profits down 16 pct

The consolidated profit of BIDV, Vietnam’s largest state-owned lender by assets, declined by 16 percent in 2020 to VND9 trillion ($390 million), despite a year-end surge in lending.
January 09, 2021 | 09:00 am GMT+7
Housing loans dominate Vietnam real estate credit

Housing loans dominate Vietnam real estate credit

It is a positive sign that housing loans have dominated real estate credit, but bad debt could rise, too, experts caution.
December 10, 2020 | 07:48 am GMT+7
Chinese loan sharks infest Vietnam credit waters

Chinese loan sharks infest Vietnam credit waters

Vietnamese police are investigating a rising number of foreign loan sharks, mostly Chinese, targeting low-income workers in urgent need of money.
June 10, 2020 | 08:07 am GMT+7
2020 to be challenging for Vietnam real estate market, warn experts

2020 to be challenging for Vietnam real estate market, warn experts

Frauds, low liquidity and tightening credit will be some of the major challenges facing the Vietnamese property sector in 2020.
January 01, 2020 | 01:45 pm GMT+7
‘Big 4’ banks low on capital, could stop lending

‘Big 4’ banks low on capital, could stop lending

Vietnam’s four major state-owned banks might have to stop lending due to their low capital adequacy ratios, a central bank official has warned.
December 03, 2019 | 12:01 pm GMT+7
Central bank continues to tighten screws on property companies

Central bank continues to tighten screws on property companies

Vietnam’s central bank plans to gradually reduce the rate of short-term deposits used for medium- and long-term loans, which go mostly to property companies.
November 25, 2019 | 01:48 pm GMT+7
Vietnam central bank clamps down on foreign currency borrowing for imports

Vietnam central bank clamps down on foreign currency borrowing for imports

In a bid to limit dollarization, the State Bank of Vietnam has banned medium and long-term lending in foreign currency to pay for imports.
September 30, 2019 | 08:21 pm GMT+7
Vietnam cashless transactions among lowest in ASEAN

Vietnam cashless transactions among lowest in ASEAN

Cash transactions remain highly popular in Vietnam compared to other ASEAN countries as it has low banking penetration.
May 13, 2019 | 11:50 am GMT+7
Three banks report plunge in profits

Three banks report plunge in profits

While profit across the banking sector grew by an estimated 40 percent last year, VietinBank, LienVietPostBank and SaigonBank have reported steep declines. 
January 25, 2019 | 08:08 pm GMT+7
Prime Minister urges banks to lend more to stop loan-sharking

Prime Minister urges banks to lend more to stop loan-sharking

Prime Minister Nguyen Xuan Phuc has said banks need to lend more, especially to poor people, to overcome the loan-sharking crisis. 
January 10, 2019 | 08:26 am GMT+7
For small enterprises, transparency holds key to access to funds

For small enterprises, transparency holds key to access to funds

Information transparency is one of the key factors that enable small businesses to borrow from credit institutions, according to economists.
December 24, 2018 | 05:00 pm GMT+7
Hungry SMEs need banks to change their ‘risk appetite’

Hungry SMEs need banks to change their ‘risk appetite’

Vietnam’s SMEs are hungry for credit, but banks have to change their ‘risk appetite’ to respond positively, an expert says.
October 29, 2018 | 10:43 am GMT+7
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