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Tag
credit growth
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Banking credit edges up in Q1
Banking credit grew by 1% to VND13.79 quadrillion (US$552.4 billion) in the first three months of 2024, according to the State Bank of Vietnam.
Banks slash mortgage rates to decade low
Many banks have rolled out mortgage packages with interest rates fixed at 5-6%, marking the lowest level seen in the past decade.
Credit drops in January
Vietnam’s credit in January fell 0.6% as businesses were reluctant to borrow and there was lower demand for home loans amid an unfavorable property market.
February 20, 2024 | 03:14 pm PT
Government calls for further interest rates reduction
The government has directed banks to lower costs and further reduce loan interest rates in an effort to expand credit access.
January 8, 2024 | 04:59 pm PT
Banks likely to pump $82B into economy through loans
The State Bank of Vietnam has set a credit growth target of 15%, equivalent to VND2 quadrillion ($82.03 billion), this year.
January 6, 2024 | 03:53 am PT
State Bank of Vietnam sets 15% credit growth target
The State Bank of Vietnam has set banks a credit growth target of 15% this year, up one percentage point from last year’s target.
January 2, 2024 | 08:17 pm PT
Banks struggle to entice borrowers despite slashing interest rates
Banks are offering loans interest-free for the first month and unsecured loans through credit cards to attract borrowers, but are still finding it hard to attract borrowers.
December 31, 2023 | 09:35 pm PT
Central bank chief defends delay in credit growth cap hike in 2022
In response to lawmakers’ criticism it delayed raising the bank credit growth cap last year, the State Bank of Vietnam said it needs to be cautious to ensure safety.
October 16, 2023 | 11:34 pm PT
Bank credit grows at measly 2% in Q1
Banking credit growth was just 2.06% year-on-year in the first quarter of this year partly because businesses faced difficulties and had no need to borrow, according to the central bank.
March 31, 2023 | 09:30 pm PT
Bank credit growth expected to slow down in 2023
Bank credit is forecast to grow at only 12% this year since economic activity is slow and the property sector, usually the biggest borrower, is in a slump.
March 21, 2023 | 08:01 pm PT
Credit growth slowing down
Credit growth in the first months of this year slowed significantly due to high interest rates and firms’ poor health, raising concerns about rising bad debts.
March 12, 2023 | 11:43 pm PT
Let credit flow into investment, exports, consumption: PM
Bank loans need to be accessible by three growth-driving areas of investment, exports, consumption while only suitable property projects can borrow, said Prime Minister Pham Minh Chinh.
December 6, 2022 | 02:22 am PT
Vietnam central bank raises cap on 2022 credit growth
Vietnam's central bank said on Monday it had raised its 14% cap on the local banking system's credit growth for this year by 1.5-2.0 percentage points.
December 5, 2022 | 05:16 am PT
Vietnam considers raising cap on credit growth
Vietnam will consider lifting the cap on its credit growth, its prime minister said, as the economy is facing pressure from higher interest rates and tightening credit conditions.
November 17, 2022 | 07:48 pm PT
No expansion of credit growth target: central bank
A central bank deputy governor said Saturday that the nation’s credit growth target of 14% for 2022 remains unchanged.
September 18, 2022 | 08:15 am PT
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